Galia Gichon

Galia Gichon is an independent personal financial expert with more than 18 years in financial services, including nearly 10 years on Wall Street and an MBA in Finance from Fordham University. She runs her own company, Down to Earth Finance, where she offers individual sessions and seminars to address personal financial needs. She does not sell any investments or manage money.  Ms. Gichon is the author, “My Money Matters”, boxed set of financial cards with money affirmations, instant money tips and workbooks featured on THE TODAY SHOW. She has spoken at Governor’s Conference for Women, and is a frequent speaker at Barnard College’s Financial Fluency Program, and the New York Freelancers Union. She has been quoted in Newsweek, New York Times, Wall Street, Good Housekeeping, Self, Glamour and MSN Money.  Previously, she worked at Bear Stearns, Nomura Securities, and Institutional Investor. Please visit www.downtoearthfinance.comIf you want smart tips to spend smarter, and interested in an independent expert’s advice about mutual funds and retirement, then SIGN UP for our weekly e-mail newsletter at